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News flash Andreessen : There is no such thing as "Private Bank" that is at best what is called "a Term of art" the Banking Institutions were created under the Federal Reserve Bankinking act, and the Federal Reserve System by a Congressional Legislative Act, it is an Artifice" not literally what it says, Banks are created to serve Public Business and the people regarding the economic business interactions transactions, etc., so interacting with the Public daily as they do in commercial transaction it is a misnomer at the very best that you call the private, when they are created under Public Statutory scheme to serve the publicly registered businesses, IE they all are subject to the Public Laws Regulations, Restrictions and Limitaitons under the Corporate Code !